Credit Solutions


Registry of Debt Collectors




What To Do If You Get A Nasty Letter or Phone Call From:

Credit Solutions



For full details of this debt collecting company and how to make use of this opportunity to better your situation, go to the home page of this website by clicking here, where all of this information is located. Thank you.











Credit Solutions is a debt purchasing company or debt collecting company listed in the website of




Name: Credit Solutions
Address: Capella Court, Brighton Road, Purley, Croydon.
Telephone: 0208 7634519 DO NOT PHONE CREDIT SOLUTIONS
Fax: 0870 3000589
Email: [user]
Extra Data:
See below.


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Credit Solutions

There are a few useful things you can do to make their task as difficult as possible with the various tactics of Credit Solutions. You can bar their phone number, or you could record their phone conversations, you can write instructing them not to visit you or any one of these (all form letters are at the website).

It is an option to call into question the validity of the debt by making a SAR (Subject Access Request) as a foil to Credit Solutions. The owner of the debt (the bank or the debt purchasing company) is obliged to send you a true copy of the original credit agreement with the bank if the contract was made before 6 April 2007. If they do not do this they are in breach of the law, and the alleged debt is said to be in dispute. While the debt is in dispute they must not ask you for any money (if they do so they are in further breach of the law) and they are not allowed to sell it on (which many do). For as long as the debt is in dispute it cannot be enforced, even by a judge. There is a series of template letters available that you can use to follow up. If you want you can get a lawyer to do this for you, because it can be a bit of a strain doing it by yourself. There are also specialist legal and paralegal firms who specialise in doing this kind of work.

If you are struggling with Credit Solutions you may be reassured by the fact that the actions that they are using to distress you are odd or have become so. The debt collecting firms or DCAs are under little pressure, or so it appears, to improve their conduct unless ordered to do so by the Office of Fair Trading or similar organisation.

So ask Credit Solutions for a copy of the original contract when you took out your loan or credit card.





More Data On Credit Solutions


If you have any information that you would like honest people to know about Credit Solutions then send us an email in complete confidence and we will try to corroborate it with the clowns involved.




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